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FULL SERVICE, WE DO IT ALL, YOU JUST RELAX!
HOW IT WORK?
How we make the credit repair process easy and
efficient:
Step 1: Credit reports for credit analysis.
Once the sign up, we assist you in acquiring your credit report.
Although your immediate explanation and description of your credit
situation is important, we must view copies of your credit reports in
order to provide you with the most efficient, legal, and educational
process possible.
Step 2: We begin to work on your case.
At this time we will begin the dispute process by utilizing our time
proven credit report repair strategies. Our experience with The Fair
Credit Reporting Act will now go into affect as we challenge the
questionable negative items on your credit reports. This step will
repeat through each cycle of our process.
Step 3: Open all of your mail - Create personal credit file.
By law the credit bureaus have 30 days to investigate your dispute.
Once they have completed their investigation, they must inform you of
their results. They do so by mailing you a copy of your updated credit
reports. It usually takes between 30 and 60 days to get a copy of your
updated credit reports. Please create a personal credit file to store
information received from the credit bureaus. When you receive
information from the credit bureaus, make sure you forward that
information to our office by fax or e-mail. After we review and process
the results we then repeat step two, only this time there will most
likely be less questionable negative items on your credit report.
Are you ready to take your first step toward financial freedom?
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Frequently Asked
Questions - FAQ
It's your Credit Repair legal?
Yes it is. It is your right by law to dispute the questionable negative
items on your credit reports (see Fair Credit Reporting Act). The
credit bureaus do their best to make consumers believe it is an illegal
practice, but they are wrong in doing so. Our service is 100% legal.
Do you guarantee your
service?
Yes we do. If we do not improve upon your credit worthiness with all
three credit bureaus, we will refund your entire investment. With our
process you will see the results first hand. You will not feel "left in
the dark", nor will you lack positive results. It is our goal to help
you acquire a better credit rating, which will equate to lower monthly
payments. Please note; we are unable to guarantee a "complete
restoration" of your credit reports. That would mean we are promising
to remove all of the negative items from your credit reports, which is
impossible. If any company has promised you a "complete restoration"
and/or pressured you to give them your information, please contact us
immediately. Important
Notice: America Credit Help acts in full compliance with Federal Trade
Commissions (FTC) regulations, as well as the Credit Repair
Organization Act. Therefore, by law, we cannot guarantee any exact or
specific outcomes or results. Having said that, we promise to legally
do everything in our power to restore your good credit, on your behalf.
However, if after 12 months of service, and if you have forwarded your
credit reports every 90 days and completed your commitments to our
services, you aren't satisfied with our progress or results, we will
happily offer you a refund. Clients must understand that all results
achieved by America Credit Help on behalf of our clients will depend to
some degree, and are not limited to, our client's ability to repay
loans and debts in a timely fashion once enrolled in our credit repair
program, engaging the cooperation of the client's creditors, as well as
the ability of the credit bureaus to verify the information that
America Credit Help provides.
What are
my responsibilities during your process?
You have two very important responsibilities during our process. 1 -
Open all of your mail. 2 - Forward/Send us any and all information from
the credit bureaus. You will receive credit reports in the mail every
25-45 days. On the very top of those credit reports it will
specifically outline the results to our investigations. Once you review
the results,E- mail or fax us those credit reports.
With this type of process you are able to monitor your case, but most
importantly you are able to witness the results first hand. When you
see deleted items you know we are doing our job. Then simply forward
those results to our office so our staff can properly process the new
information.
Can I restore my own credit?
It is your legal right to dispute your credit reports. Disputing a
credit report is easy, but achieving positive results is not. Dealing
with the biggest data reporting agencies in the world is difficult,
complex, time consuming, and frustrating. It is not a coincidence that
the Federal Trade Commission receives more complaints against the
credit bureaus than any other type of business. The credit bureaus will
do everything in their power to discourage you from your credit
restoration efforts.
With some experience and study, you may be able to do some of what our
staff does. It is much like your right as a citizen to represent
yourself in court - you have the right, but it probably isn't smart.
Most people look for representation because they are in need of
positive results. By utilizing our trusted credit correction process,
you are guaranteed results, and you are able to focus on your day to
day activities without a dramatic increase in stress.
What are
the costs associated with your service?
We charge a one time fee, so our goal is to achieve the most success as
quickly as possible. Our fee for an individual is $499.00. Our fee for
a couple is $799.00. Most clients choose to utilize our VERY affordable
payment plans. The payment plan for an individual is $129/down and $69/mo
for 6 months. The payment plan for a couple is $209/down and $110/mo
for 6 months. This is all you pay. There are no hidden fees or
additional charges. We do not assess interest during our process, nor
do we charge for each deleted item. FULL SERVICE.
I
want to adquire a new home loan. How long it will take?
That depends on how many points you need to acquire the loan. Some of
our clients have the ability to refinance or purchase a new home after
the first cycle (which is only 25-45 days). Most clients are able to
acquire the loan they deserve midway through our process, which is
approximately 60-120 days. Although you may acquire a loan midway
through our process, we will continue to work on your file for maximum
results. With that being said, we will work on your file for 1 full
year if necessary.
See plans |
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Contact Us today!
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